General 1.) 2 Recent Paystubs showing YTD (Gross plus Deductions) 2.) Two years w2's or Tax Returns (CHFA 3 most recent Tax returns) 3.) List if installments debt (Recent statement on all accts that have a balance) 4.) Cash, Savings, 401k, Stocks, Pension, Gift Shoebox, and/or Life Ins. that will be used for a down payment. Note: Any open balance accounts should be closed Strong compensating factors will allow lender to push up approx. $5,000. Examples:   a. Strong Work History b. High Rent Payment c. Savings - Track Record d. Credit History - Payments

ACORN 1.) 4 Recent Paystubs showing YTD (Gross plus ded.) 2.) Last 2 years tax returns 3.) Credit Report - 3 Bureaus (Reports pulled at meeting for $20) 4.) 3 Months Bank Statements 5.) Last 12 months cancel rent checks (front and back) or letter from landlord if renting. 6.) If banckruptcy, provide discharge letter with judge's signature.  Must be 2 years prior.